<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#006699" TEXT="#080000" background="145ef2d3.jpg"> <div> <B><IMG SRC="29522460.jpg" border=0 width="546" height="70" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div>                 </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFFFFF" TEXT="#080000" background="145ef2d3.jpg"> <bR> <div> <A HREF="about_us.htm" TARGET="_top" TITLE="About Us"><U>About Us</U></A></div> <div> <A HREF="contact_us.htm" TARGET="_top" TITLE="Contact Us "><U>Contact Us  </U></A></div> <div> <A HREF="horse_insurance.htm" TARGET="_top" TITLE="Insurance For Your Horse"><U>Insurance For Your Horse</U></A></div> <div> <A HREF="farm_insurance.htm" TARGET="_top" TITLE="Farm Property Insurance "><U>Farm & Property Insurance  </U></A></div> <div> <A HREF="liability_insurance.htm" TARGET="_top" TITLE=" Liability Insurance"><U> Liability Insurance</U></A></div> <div> <A HREF="riding_clubs.htm" TARGET="_top" TITLE="Riding Clubs Associations"><U>Riding Clubs & Associations</U></A></div> <div> <A HREF="show_liability.htm" TARGET="_top" TITLE="Horse Show Liability"><U>Horse Show Liability</U></A></div> <div> <A HREF="get_a_quote.htm" TARGET="_top" TITLE="Get A Quote"><U>Get A  Quote</U></A></div> <div> <A HREF="forms.htm" TARGET="_top" TITLE="Forms"><U>Forms</U></A></div> <div> <A HREF="claims.htm" TARGET="_top" TITLE="Claims"><U>Claims</U></A></div> <div> <A HREF="faqs.htm" TARGET="_top" TITLE="Frequently Asked Questions"><U>Frequently Asked Questions</U></A></div> <div> <A HREF="links.htm" TARGET="_top" TITLE="Links"><U>Links</U></A></div> <bR> <bR> </td> <td valign="top" height=390 width="100%" BGCOLOR="#FFFFFF" TEXT="#080000" background="145ef2d3.jpg"> <bR> <bR> <bR> <div> <B><IMG SRC="24ffa960.jpg" border=0 width="250" height="150" ALT="EXPERIENCED PROFESSIONALS IN THE BUSINESS OF INSURING ALL YOUR EQUINE NEEDS." ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <bR> <div> <B><IMG SRC="16f46270.gif" border=0 width="70" height="39" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <bR> <div> <B>EXPERIENCED PROFESSIONALS IN THE BUSINESS OF INSURING ALL YOUR EQUINE NEEDS.</B></div> <bR> <bR> <div> Smith-Embry Insurance Associates represents insurance markets that specialize in products for the horse owner. Your investment in horse ownership is emotional, physical, and financial. Have you considered protecting the costs and risks associated with raising, training, showing, racing, and breeding your horse by acquiring insurance?   </div> <bR> <div> Now is a good time to educate yourself about the special risks associated with owning a horse and ways to protect this risk by acquiring insurance coverages specifically designed for the horse owner.</div> <bR> <bR> <bR> <div> <TABLE BORDER="2" CELLPADDING="2" CELLSPACING="1" WIDTH="504" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 106 WIDTH="492"><div> Only a brief description of coverages are contained on our website. See policy and endorsements for complete details of coverages, exclusions and restrictions. Ask our agency about specific requirements for policy issuance.</div> <bR> <div> <I><B>All coverages may not be available in all states or foreign countries.</B></I></div> <bR> </tD> </tR> </TABLE></div> <bR> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>Smith-Embry Insurance Associates, Inc.</B></div> <div> <B>3044 Breckenridge Lane</B></div> <div> <B>Suite LL1</B></div> <div> <B>Louisville, KY  40220-2193</B></div> <bR> <div> <B>Phone:  (502) 493-9911</B></div> <div> <B>Fax:  (502) 493-0070</B></div> <bR> <bR> <div> <B>Beverly A. Smith-Embry </B></div> <div> <B>Email:  </B><FONT SIZE="3" COLOR="#0000FF" FACE="Arial" ><A HREF="mailto:basmith@insurehorses.com" TARGET="_top" TITLE="mailto:basmith@insurehorses.com"><U><B><U>basmith@insurehorses.com</U></B></U></A></FONT></div> <bR> <bR> <div> <B>Tamara W. Embry</B></div> <div> <B>Email:  </B><FONT SIZE="3" COLOR="#0000FF" FACE="Arial" ><A HREF="mailto:tamara@insurehorses.com" TARGET="_top" TITLE="mailto:tamara@insurehorses.com"><U><B><U>tamara@insurehorses.com</U></B></U></A></FONT></div> <bR> <bR> <bR> <div> We will be happy to answer your questions either by phone or by email.  Our normal office hours are 9:00 A.M. to 6:00 P.M. (EST) Monday - Friday</div> <bR> <div> <B><IMG SRC="16f46270.gif" border=0 width="70" height="39" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <bR> <div> <B>Site best viewed with:</B></div> <div> <B><IMG SRC="26b581f0.png" border=0 width="88" height="31" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <bR> <div> <B>Copyright ©2004 Smith-Embry Insurance Associates, Inc.</B></div> <div> <B><U>All Rights Reserved</U></B></div> <bR> <bR> <div> <A HREF="privacy_policy.htm" TARGET="_top" TITLE="Privacy Policy"><U> </U></A><A HREF="privacy_policy.htm" TARGET="_top" TITLE="Privacy Policy"><U> Privacy</U></A><A HREF="privacy_policy.htm" TARGET="_top" TITLE="Privacy Policy"><U> Policy </U></A>     /     <A HREF="mailto:info@jamalarabians.com" TARGET="_top" TITLE="mailto:info@jamalarabians.com"><U>Webmaster</U></A></div> </td> </tr></table></body>